Taxes in Retirement: How to Keep More of What You’ve Saved
A Practical Retirement Tax Class For Today’s Retirees And Pre-Retirees
Retirement can change the way your income is taxed. IRA withdrawals, Social Security, capital gains, required minimum distributions, and Medicare premium surcharges can interact in surprising ways—sometimes creating a higher tax bill than expected.
Join us for an educational class designed to help you understand these rules, avoid common tax pitfalls, and learn strategies that may reduce taxes over the course of retirement.
What can you expect to learn from this class?
Why your tax rate in retirement may be different than you expect
How IRA withdrawals may affect Social Security taxation and capital gains
How required minimum distributions may impact your future tax bill
Why som retirees experience "hidden" marginal tax rates
Strategies for coordinating IRA, Roth, and taxable-account withdrawals
How a personalize retirement "Tax Map" can help guide better decisions
Make More Informed Retirement Tax Decisions
Many retirees assume their taxes will automatically go down in retirement. But the real tax system is more complex. Different types of income—Social Security, IRA withdrawals, pensions, dividends, and capital gains—can interact in ways that increase taxable income and reduce flexibility.
In this class, you’ll learn how retirement income is taxed, how common planning mistakes happen, and what steps may help you create a more tax-efficient retirement income strategy.
You’ll also learn why timing matters. Decisions made before required minimum distributions begin may affect your lifetime tax bill, your Medicare premiums, and how much of your Social Security benefit becomes taxable.
Space is limited. Sign up today to join us at the West Georgia Technical College – Douglasville Campus – Community Room for this informative class focused on taxes in retirement on August 11th at 6:00 PM.
Space is limited. Sign up today!
TUESDAY
August
11
6:00 PM
This educational session explains how taxes work in retirement and the strategies that may help reduce unnecessary lifetime taxes. Learn how IRA withdrawals, Social Security, capital gains, RMDs, and Medicare premiums can interact—and how thoughtful planning may help you keep more of your retirement income.
Frequently Asked Questions
Who is this seminar for?
This class is designed for retirees and pre-retirees who want to better understand how taxes may affect retirement income.
What's the purpose of this class?
To help attendees understand key retirement tax concepts and identify planning opportunities that may reduce unnecessary taxes.
Who is the speaker/presenter?
Charles "Alan" Martinez had a vision for a local "full-service" financial company. That vision became reality in 2003 when MY Financial Services was established in downtown Villa Rica, Georgia.
Alan has been in the insurance industry since 1991 and has access to numerous financial services companies. He holds the designation of LUTCF (Life Underwriting Training Council Fellow) and is insurance licensed in Alabama, Florida, Georgia, and South Carolina.
As a financial professional, Alan is diligent about his customers’ financial matters and has a conservative philosophy regarding their financial holdings. He offers personalized solutions and monitors and tracks his recommendations to help ensure his client's financial goals are achieved.
Alan has lived in Villa Rica since 1991 and is a resident of Fairfield Plantation. He and his wife, Miranda, have seven children and four grandchildren, expecting their fifth later this year.
Alan has been an active member of his community for many years. He is a former member of the Villa Rica Board of Tourism. He is a current board member for the Carroll County Development Authority.
He and his family are members of Midway Church in Villa Rica and have been very active in serving Christ and his people in Nicaragua on numerous mission trips.
West Georgia Technical College – Douglasville Campus
Address
4600 Timber Ridge Drive
Douglasville, GA 30135
When
Tuesday, August 11
6:00 PM
